Wealth Management is an investment advisory discipline that incorporates financial planning, investment portfolio management, insurance planning and a number of aggregated financial services particularly for High Net Worth Individual (HNWIs), small business owners, families and Institutions that seek the services of credentialed financial advisory specialists to coordinate investment management, estate planning, legal and tax advisory.
The Wealth Management Service function is ultimately intended to ensure that clients get the best value for their pool of wealth and accumulated wealth is protected and enhanced for the benefit of the future generations. It is also intended that private and family expenses are met from investment income rather than from principal investments.
The provision of Wealth Management Services requires that a client devolves the responsibility of managing all key aspects of their investment portfolio, financial planning and insurance planning g to a specialist company by giving a discretionary mandate to actively manage the investment portfolio and make decisions that ensure that the client’s objectives are met.
True wealth is about more than just how much money you have. It is about the choices and lifestyle your money enables you to enjoy, and it is unique to each individual.
The key to wealth is to build wealth outside your job. Making your corporate salary work for you, instead of only enabling a good lifestyle, can build wealth.” Whether you are about to retire, are an entrepreneur looking for security or an executive planning for your future, we will design a robust financial plan that gives you peace of mind and ultimately the freedom to explore what your wealth allows you to do and be. Our solutions to your investment needs encompass:
Portfolio Management Services: where MAMCo is authorised to make investment decisions on behalf of the client.
Fixed Income Fund Management: where clients make investments for a fixed period on a pre-agreed interest rate.
Maturities are treated as follows
- Interest and principle paid at maturity
- Interest paid in advance and principle paid on maturity
- Interest paid periodically (Monthly/Quarterly/Semi-Annual) and principle paid at maturity
- Sinking Fund (Fixed periodic payment of interest +principle paid until investment reduces to zero)
Early redemptions and early partial redemptions are allowed, therefore the system should be able to handle early redemption with no penalties, nominal amount penalties or interest rate reduction penalties.